Find out how changes to pension and National Insurance contributions will affect your pay.
Pensions
With planned pension changes on 1 April 2022 and 1 April 2023, staff’s pay may be changing.
The following information, provided by the Payroll team, does not account for every member of staff’s specific situation, and should be used for reference and guidance only.
In line with the department’s view that a cautious pace is appropriate and following responses from consultees regarding pressures on take-home pay from 1 April 2022, the changes planned for 1 April 2022 will be postponed until 1 October 2022.
If you have any queries about these changes, please email 304pensions@uhb.nhs.uk.
Proposed changes to the current member contribution structure
| Current tiers | Pensionable earnings (rounded down to nearest pound) | Current rate (WTE pay) | Rate from 1 October 2022 (actual pay) | Rate from 1 April 2023 (actual pay) | Proposed tiers |
|---|
| Tier 1 |
Up to £13,231 |
5.0% |
5.1% |
5.2% |
Tier 1 |
| Tier 1 |
£13,232 to £15,431 |
5.0% |
5.7% |
6.5% |
Tier 2 |
| Tier 2 |
£15,432 to £21,478 |
5.6% |
6.1% |
6.5% |
Tier 2 |
| Tier 3 |
£21,479 to £22,548 |
7.1% |
6.8% |
6.5% |
Tier 2 |
| Tier 3 |
£22,549 to £26,823 |
7.1% |
7.7% |
8.3% |
Tier 3 |
| Tier 4 |
£26,824 to £27,779 |
9.3% |
8.8% |
8.3% |
Tier 3 |
| Tier 4 |
£27,780 to £42,120 |
9.3% |
9.8% |
9.8% |
Tier 4 |
| Tier 4 |
£42,121 to £47,845 |
9.3% |
10.0% |
10.7% |
Tier 5 |
| Tier 5 |
£47,846 to £54,763 |
12.5% |
11.6% |
10.7% |
Tier 5 |
| Tier 5 |
£54,764 to £70,630 |
12.5% |
12.5% |
12.5% |
Tier 6 |
| Tier 6 |
£70,631 to £111,376 |
13.5% |
13.5% |
12.5% |
Tier 6 |
| Tier 7 |
£111,377 and above |
14.5% |
13.5% |
12.5% |
Tier 6 |
| N/A |
Expected yield |
9.8% |
9.8% |
9.8% |
N/A |
National Insurance
The following tables show how changes to National Insurance contributions will impact staff’s weekly and monthly pay. This is for comparison only, is based on basic pay and does not take into account individual staff members' situations.
Band 1
| Annual pay (21/22) |
£18,546.00 |
|---|
| Annual pay (22/23) |
£18,870.00 |
|---|
| Weekly pay (21/22) |
£355.67 |
|---|
| Weekly pay (22/23) |
£361.89 |
|---|
| Weekly NI (21/22) |
£20.30 |
|---|
| Weekly NI (22/23) |
£22.77 |
|---|
| Monthly pay (21/22) |
£1,545.50 |
|---|
| Monthly pay (22/23) |
£1,572.50 |
|---|
| Monthly NI (21/22) |
£89.82 |
|---|
| Monthly NI (22/23) |
£99.31 |
|---|
Band 2
| Annual pay (21/22) |
£18.846.00 |
£18,870.00 |
|---|
| Annual pay (22/23) |
£18,870.00 |
£19,918.00 |
|---|
| Weekly pay (21/22) |
£355.67 |
£381.99 |
|---|
| Weekly pay (22/23) |
£361.89 |
£381.99 |
|---|
| Weekly NI (21/22) |
£20.30 |
£23.75 |
|---|
| Weekly NI (22/23) |
£22.77 |
£25.44 |
|---|
| Monthly pay (21/22) |
£1,545.50 |
£1,659.83 |
|---|
| Monthly pay (22/23) |
£1,572.50 |
£1,659.83 |
|---|
| Monthly NI (21/22) |
£89.82 |
£103.54 |
|---|
| Monthly NI (22/23) |
£99.31 |
£110.88 |
|---|
Band 3
| Annual pay | Monthly pay | Monthly NI (21/22) | Monthly NI (22/23) |
|---|
| £20,330.00 |
£1,694.17 |
£107.66 |
£115.03 |
| £21,777.00 |
£1,814.75 |
£122.13 |
£131.41 |
Band 4
| Annual pay | Monthly pay | Monthly NI (21/22) | Monthly NI (22/23) |
|---|
| £22,549.00 |
£1,873.08 |
£129.13 |
£139.14 |
| £24,882.00 |
£2,073.50 |
£153.18 |
£165.69 |
Band 5
| Annual pay | Monthly pay | Monthly NI (21/22) | Monthly NI (22/23) |
|---|
| £25,655.00 |
£2,137.92 |
£160.91 |
£174.23 |
| £27,780.00 |
£2,315.00 |
£182.16 |
£197.69 |
| £31,534.00 |
£2,627.83 |
£219.70 |
£239.14 |
Band 6
| Annual pay | Monthly pay | Monthly NI (21/22) | Monthly NI (22/23) |
|---|
| £32,306.00 |
£2,692.16 |
£227.42 |
£247.66 |
| £34,172.00 |
£2,847.67 |
£246.08 |
£268.27 |
| £39,027.00 |
£3,252.25 |
£294.63 |
£321.88 |
Band 7
| Annual pay | Monthly pay | Monthly NI (21/22) | Monthly NI (22/23) |
|---|
| £40,057.00 |
£3,338.08 |
£304.93 |
£333.25 |
| £42,121.00 |
£3,510.08 |
£325.57 |
£356.04 |
| £45,839.00 |
£3,819.92 |
£362.75 |
£397.09 |
Band 8a
| Annual pay | Monthly pay | Monthly NI (21/22) | Monthly NI (22/23) |
|---|
| £47,126.00 |
£3,927.17 |
£375.62 |
£411.30 |
| £53,219.00 |
£4,434.92 |
£411.96 |
£450.90 |
Band 8b
| Annual pay | Monthly pay | Monthly NI (21/22) | Monthly NI (22/23) |
|---|
| £54,764.00 |
£4,563.67 |
£414.54 |
£453.49 |
| £63,862.00 |
£5,321.83 |
£429.70 |
£468.64 |
Band 8c
| Annual pay | Monthly pay | Monthly NI (21/22) | Monthly NI (22/23) |
|---|
| £65,664.00 |
£5,472.00 |
£432.70 |
£471.65 |
| £75,874.00 |
£6,322.83 |
£449.71 |
£488.66 |
Band 8d
| Annual pay | Monthly pay | Monthly NI (21/22) | Monthly NI (22/23) |
|---|
| £78,192.00 |
£6,516.00 |
£453.58 |
£492.53 |
| £90,378.00 |
£7,531.50 |
£473.88 |
£512.84 |
Band 9
| Annual pay | Monthly pay | Monthly NI (21/22) | Monthly NI (22/23) |
|---|
| £93,735.00 |
£7,811.25 |
£479.48 |
£518.43 |
| £108,075.00 |
£9,006.25 |
£503.38 |
£542.33 |
